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👶 Parenting & Education Open
Childbirth and Childcare Lump-Sum Grant
Generally 500,000 yen (488,000 yen if outside the obstetrical compensation system or under 22 weeks of pregnancy)
💡 The Bottom Line
As a general rule, ¥500,000 is provided to help cover childbirth expenses. Using the Direct Payment System reduces the amount you have to pay upon discharge.
🗓 5W1H Overview
👤 Who
Pregnant women enrolled in National Health Insurance or workplace health insurance (insured persons or dependents)
📋 What
Childbirth and Childcare Lump-Sum Grant (¥500,000 per child [for institutions in the Obstetric Compensation System])
⏰ When
Apply after childbirth (if there is a difference under the direct payment system). If using the entrusted payment system, apply before childbirth after receiving the handbook.
📍 Where
National Health Insurance Division, City Hall
❗ Why
To reduce the financial burden of childbirth expenses
📝 How
Use the direct payment system at the hospital. If not using it or if there is a difference, apply at the National Health Insurance Division.
⏱ When using the Direct Payment System: completed at the medical institution / For self-application: about 15 minutes at the counter
📖 Easy Explanation
What is the Childbirth and Childcare Lump-Sum Grant?
This is money provided to help cover childbirth expenses when a person enrolled in health insurance gives birth. For those enrolled in the National Health Insurance, it is provided by Ota City.
Direct Payment System
Many hospitals have introduced a system where this grant is paid directly to the hospital (Direct Payment System). This means that the childbirth expenses you pay at the counter upon discharge will only be the amount remaining after the grant has been deducted.
Amount Provided
As a general rule, ¥500,000 is provided per child.
✅ Checklist
- RequiredDocument serving as health insurance proof
- RequiredDocument showing your My Number
- RequiredDocument exchanged with the medical institution
- RequiredIssued by the medical institution
- RequiredAccount for the bank transfer
📄 How to Fill the Form
💡 記入のコツ
- If using the direct payment system and expenses exceed 500,000 yen, application to the city is unnecessary.
- For overseas births, a passport, original birth certificate with Japanese translation, etc., are required.
👥 Who Qualifies
- Those expecting to give birth, those who have given birth
❓ FAQ
How much is the childbirth lump-sum allowance?
For births on or after April 1, 2023, it is 500,000 yen at hospitals in the obstetrical compensation system (at least 22 weeks pregnant). Otherwise, it is 488,000 yen.
What is the direct payment system?
The city pays the allowance directly to the hospital. You only pay the difference between the hospital bill and the allowance.
Are there cases where counter procedures are unnecessary?
Yes. If you use the direct payment system and your hospital bill exceeds the allowance amount, you don't need to apply to the city.
Is it applicable if I give birth overseas?
Yes. You will need your passport, the original birth certificate with a Japanese translation, and original receipts with translation.
📎 Related Procedures
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