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Application for Safety Net Guarantee No. 2 Certification

💡 The Bottom Line
This is a special guarantee system to help small and medium-sized businesses and sole proprietors, whose sales have dropped due to issues with a specific trading partner, get easier access to bank loans.
🗓 5W1H Overview
👤 Who
SMEs in Ota City whose business is hindered due to the bankruptcy of a partner company, etc.
📋 What
Application for Safety Net Guarantee No. 2 Certification (City's certificate to receive the Credit Guarantee Corporation's guarantee)
⏰ When
Accepted at any time (must be obtained before applying for a loan)
📍 Where
City Hall Industrial Future Promotion Division (Counter or mail)
❗ Why
Because a certificate is necessary to use the guarantee-attached loan (separate framework guarantee) when receiving a loan
📝 How
Submit the application form and required documents to the Industrial Future Promotion Division to receive the certificate
After document preparation, about 30 minutes at the counter / A few days for certificate issuance
📖 Easy Explanation

What is "Safety Net Guarantee No. 2" for Businesses Facing Difficulties?

This system supports small and medium-sized enterprises (SMEs) and sole proprietors whose sales have decreased due to restrictions on the business activities of a specific large company (referred to as a "designated business operator"). By obtaining this certification, you can receive a special guarantee from the Credit Guarantee Corporation, making it easier to obtain loans from financial institutions.

Who is eligible?

  • For Corporations: Your head office or main business location must be registered in Ota City.
  • For Sole Proprietors: Your actual business operations must be located in Ota City.

Conditions for Certification

You must meet all of the following conditions:

  • You have direct or indirect transactions with a designated business operator.
  • Your business's dependency on transactions with that designated business operator is 20% or more of your total sales.
  • Your sales for any one month after the designated business operator's activity restrictions have decreased by 10% or more compared to the same month last year.
  • Furthermore, your sales (actual or projected) for the subsequent two months (totaling three months) are expected to decrease by 10% or more compared to the same period last year.

Required Documents for Application

Please prepare two copies of each of the following documents:

  • Application form (downloadable from the City Hall website)
  • Documents showing sales for the most recent month (e.g., trial balance, sales ledger)
  • Documents stating sales forecasts for the next two months (any format, but must have the representative's seal)
  • Documents showing the transaction amount with the designated business operator.
  • Documents showing sales for the same period last year (e.g., trial balance, sales ledger, corporate overview)
  • For Corporations: A copy of the Certificate of All Historical Matters.
  • For Sole Proprietors:
    • For white tax filers: A copy of the Income and Expenditure Statement.
    • For blue tax filers: A copy of the Income Tax Blue Return Settlement Statement (attached to your latest tax return).
  • Power of Attorney (if a financial institution or other agent applies on your behalf).

Where and When to Apply?

  • Location: Industrial Future Promotion Division, Financial and Labor Affairs Section, Ota City Hall 5F
  • Address: 2-35 Hamacho, Ota City, Gunma Prefecture, 373-8718
  • Reception Hours: Monday to Friday, 8:30 AM to 12:00 PM, and 1:00 PM to 4:00 PM (Closed on weekends and national holidays).
  • Certificate Issuance: The certificate will be issued at 11:00 AM on the second business day after your application is received (excluding weekends and national holidays).
    • Please note: Applications received after 4:00 PM will be treated as received on the next business day.
  • Using the Certificate: You can use copies of the issued certificate.

Important Notes

This certification does not guarantee that you will receive a loan. Separate screenings will be conducted by financial institutions and the Credit Guarantee Corporation.

✅ Checklist
  • Prescribed form available at the city hall or on the official website.
    Required
  • Include financial statements (balance sheet, income statement) and loan balance details.
    Required
  • Must be a tax certificate issued within the last 3 months.
    Required
  • A letter from the financial institution confirming the difficulty of refinancing.
    Required
  • Submit to the Industrial Policy Division at Ota City Hall.
    Required
📜 Show Original Text
対象中小企業者 法人の場合(本店登記または営業拠点が太田市であること) 個人の場合(営業実態がある場所が太田市であること) 受付、認定書発行 受付場所 産業ミライ推進課金融労政係(市役所5階) 〒373-8718 群馬県太田市浜町2番35号 受付時間 午前8時30分から12時まで 午後1時から午後4時まで(土日祝日は除く) 認定書発行 受付日の翌々日午前11時(土日祝日は除く)となります。 (※午後4時以降は翌日受付扱いになります。) 認定書の使用 認定書は原本の写し(コピー)を使用することができます。 注意事項 本認定は、融資を確約するものではありません。別途、金融機関および信用保証協会の審査があります。 セーフティネット保証2号 認定基準 指定事業者と直接的又は間接的に取引を行っており、指定事業者に対する取引依存度が20%以上で、当該事業活動の制限を受けた後いずれか1ヶ月間の売上高、販売数量等の減少率の実績が前年同月比10%以上であり、かつその後の2ヶ月を含む3ヶ月間の売上高、販売数量等の減少率の実績又は見込みが前年同期比10%以上であること。 必要書類 申請書2部 最近1か月の売上高が分かる書類(試算表、売上台帳など) その後2か月間の売上見込みを記載した書類(任意様式に代表印を押印) 指定事業者との取引額がわかる書類 前年同期の売上高等が分かる書類(試算表、売上台帳、法人概況表など) 法   人:履歴事項全部証明書の写し                                          個人事業主:白色申告の方は収支内訳書、青色申告の方は所得税青色決算書(直近の確定申告に添付したものの写し) 代理人選任届(委任状)※金融機関(代理人)が申請手続きを行う場合に必要 セーフティネット保証認定申請書 第2条第5項第2号認定書1-イ 第2条第5項第2号認定書1-ロ 代理人選任届(委任状) 代理人は窓口に直接お越しになる方の個人名、連絡先はその方が日中連絡がとれる連絡先を記入
👥 Who Qualifies
  • Corporations with their head office registered or main business location in Ota City.
  • Sole proprietors with actual business operations located in Ota City.
❓ Terms & FAQ
Safety Net Guarantee No. 2
A national system designed to support small and medium-sized businesses and sole proprietors facing severe financial difficulties due to specific economic reasons. This "No. 2" certification applies when a business is affected by restrictions on the activities of a specific trading partner (designated business operator).
Designated Business Operator
A specific company designated by the government whose business activities have been restricted. It is assumed that small and medium-sized businesses trading with this company will be affected by these restrictions.
Credit Guarantee Corporation
A public institution that guarantees loans for small and medium-sized enterprises (SMEs) when they borrow from financial institutions. This guarantee makes it easier for businesses to secure loans.
Certificate of All Historical Matters
An official document that lists all important information about a company from its establishment to the present (e.g., company name, address, officers). It's like an ID card for a corporation.
Income and Expenditure Statement
A document summarizing a sole proprietor's income and expenses for a year, submitted during tax filing. Used by "white tax filers."
Income Tax Blue Return Settlement Statement
A detailed financial statement prepared by sole proprietors who file "blue tax returns," providing a comprehensive overview of their business performance for the year. It offers tax benefits and is more detailed than the Income and Expenditure Statement.
❓ FAQ
What kind of system is Safety Net Guarantee No. 2?
It is a system where SMEs facing financial difficulties due to sudden business deterioration, such as the bankruptcy of a business partner, can receive a loan guarantee in a separate framework from the regular credit guarantee framework. Apply to a financial institution/Credit Guarantee Corporation after obtaining a certificate from the municipality.
What documents are needed to get the certificate?
In addition to the application form, documents proving the bankruptcy/business deterioration of the partner company are required. Please confirm specific required documents with the City's Industrial Policy Division.
Can I definitely get a loan if I have a certificate?
The certificate grants the qualification to "apply" for a guarantee. The actual approval of the loan/guarantee depends on the screening by the financial institution and Credit Guarantee Corporation.
How long does it take from application to certificate issuance?
If the documents are complete, the certificate is issued within a few days. If there is an urgency, consult with the City's Industrial Policy Division.
📎 Related Procedures

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