✨This page is an AI summary of official information. Please check the official page before proceeding.
🏥 Health & Insurance Open
National Pension Enrollment and Payment
Fixed premium: 17,920 yen per month (as of April 2026)
💡 The Bottom Line
All residents aged 20 to 59 must join. The premium is 17,920 yen/month (as of April 2026). Smartphone payments and advance payment discounts are available. If you cannot pay, apply for an exemption.
🗓 5W1H Overview
👤 Who
Residents in Japan aged 20-59 (Students, self-employed, unemployed, etc.)
📋 What
Enrollment, exemption, postponement procedures for National Pension
⏰ When
Promptly upon turning 20, resigning, or moving in.
📍 Where
Ota City Hall Medical & Pension Division, or Ota Pension Office
❗ Why
Enrollment is mandatory. Necessary to receive old age, disability, or death pension.
📝 How
Submit the notification form. Students can apply for payment exceptions.
📖 Easy Explanation
What is the National Pension?
It is a pension system that all people aged 20 to 59 living in Japan must join. Subscribers are divided into three categories (Category 1, 2, and 3) depending on their occupation. Self-employed individuals and students fall under "Category 1" and must pay the premiums themselves.
Payment Methods
You can pay by cash using a payment slip, direct debit, credit card, smartphone app, or Pay-easy. Discounts are available if you pay in advance (lump-sum payment).
Exemptions and Postponements
If you cannot afford the premiums due to financial reasons, you can apply for the "Premium Exemption System", "Special Payment System for Students", or "Payment Postponement System". Please consult with the office rather than leaving it unpaid.
👥 Who Qualifies
- All residents in Japan aged 20 to 59
- Category 1 insured persons (self-employed, students, etc.)
- Those who have difficulty paying the premium
❓ Terms & FAQ
Category 1 Insured Person
Self-employed individuals, students, etc. Must pay premiums themselves.
Category 2 Insured Person
Company employees and public servants enrolled in Employees' Pension or mutual aid associations.
Category 3 Insured Person
Dependent spouses of Category 2 insured persons (e.g., full-time homemakers).
Additional Premium
An optional system to pay an extra 400 yen/month to increase the future pension amount.
Special Payment System for Students
A system that postpones premium payments for students whose income is below a certain level.
Premium Exemption System
A system that exempts full, 3/4, half, or 1/4 of the premium due to financial difficulties upon application.
❓ FAQ
Do I get a discount if I pay the premiums in advance?
Yes, there is an advance payment discount. For example, paying 2 years in advance via direct debit saves you about 17,000 yen.
Can I pay the premium with my smartphone?
Yes, you can pay using smartphone payment apps by scanning the barcode on the payment slip.
How do exemptions affect my future pension amount?
For example, periods of full exemption will be calculated as half (4/8) of the normal pension amount. However, you can make retroactive payments (Tsuino) within 10 years to restore the pension amount.
📎 Related Procedures
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